This website, www.colivinginsights.com is owned and managed by the Contributors (“CI”,“we”, “us”, “our”). This document sets out the terms on which you may make use of our website. Please read these carefully, as your use of our site signifies your agreement to these terms. If you breach any of these terms we may suspend your access to our site.

We may revise these terms at any time by amending this page and we suggest that you check this page regularly as any changes are binding on you if you continue to use our site.

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1. About us

‍1.1. Details about the Contributors are provided on our site together with ways to contact us.

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2. Changes to our site

‍2.1. We may update our site or change the content at any time. We endeavour to keep content on our site up-to-date and accurate, however we provide no guarantees as to the accuracy of such content.

2.2. The content on our site is provided for general information only and is not intended to amount to advice on which you should rely.

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3. Access to our site

‍3.1. Our site is made available free of charge. We cannot guarantee that our site will always be available or that access will be uninterrupted and we accept no responsibility if our site is unavailable at any time.

3.2. We can suspend or withdraw any part of our site at any time without notice.
3.3. You are responsible for ensuring that any others who access our site through your internet connection are aware of these terms of use and that they comply with them.
3.4. Our site is directed towards people within the UK we do not guarantee that any content will be available in any other locations.

4. Intellectual property rights

4.1. We are the owner or licensee of any and all intellectual property rights (“IPRs”) in our site and the content on it. All such rights are reserved.

4.2. You may print off a copy of, or extract from, a page on our site for your personal use, however you must not modify the printed or digital copies of any materials taken from our site. You must always acknowledge us as the author of any content on our site.

4.3. Other than as set out in these terms of use, you must not reproduce, duplicate, copy or re-sell any part of our site.

4.4. You must not use any of the content on our site for commercial purposes.

4.5. If you use any of the IPRs in our site in a way not covered by these terms, we may require you to stop using our site and to return or destroy any copies of our content that you hold.

5. Limitation of liability

5.1. We will not be liable to you or any other user for any loss arising out of your use of our site, inability to use our site or your reliance on any content on our site.

5.2. Where our site contains links to other sites or resources provided by third parties, these are provided for information only and are not endorsements of those other websites. We have no control over the content of those websites. They will be governed by their own terms and conditions and you should familiarise yourself with these before using a third party website. We will not be liable for any loss or damage that you may incur from your use of those websites.

6. Acceptable Use

6.1. Our site may only be used for lawful purposes. You must not use our site in any way that is unlawful or fraudulent, or that breaches any applicable laws or regulations.

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7. Viruses

7.1. We cannot guarantee that our site will be free from bugs or viruses. It is your responsibility to use your own virus protection software.

7.2. You must not knowingly introduce viruses or any other malicious or harmful code or material into our site or attempt to gain unauthorised access to our site.

8. Linking to our site

8.1. You must not link to our site on any other website and our site may not be framed on any other website.

8.2. You must not carry out any web scraping in relation to our site.

9. Privacy

9.1. We may need to collect certain information about you, please review our Privacy Policy which explains how this information is used.

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10. Applicable law

‍10.1. These terms of use are governed by Dutch law and the courts of The Netherlands have exclusive jurisdiction in relation to these terms.